1130 SWEENEY DRIVE, Ruskin, FL, 33570 | $369,900

Welcome to your private slice of Old Florida waterfront living. Set on a spacious 0. 22-acre corner lot with no HOA or CDD fees, this 3-bedroom, 3-bathroom home offers 1, 471 square feet along a quiet canal with direct access to the Little Manatee River and onward to the bay. Ideal for a small boat or pontoon, it blends waterfront access, privacy, and natural beauty in a setting that feels far removed from typical subdivision living.

Inside, light-filled living spaces and easy-care flooring create a relaxed, comfortable feel throughout. The flexible layout adapts easily to everyday living, remote work, or hosting guests. Two primary suites provide exceptional versatility and privacy, including a full en-suite bath in one and a well-appointed shared bath with a soaking tub in the secondary wing. Built-in shelving adds charm and practical storage, enhancing the home’s warm, functional character.

Recent upgrades provide peace of mind including a metal reroof (2024), HVAC system (2023), new well (2023), and new siding and gutters (2020). Additional improvements include updated flooring, remodeled bathrooms, new back doors, soffits and fascia, a reverse osmosis system (2021), and a newer dishwasher. Two refrigerators are included for added convenience.

Thoughtfully positioned toward the rear of the home, a versatile bonus area with its own private entrance expands the possibilities even further. Complete with the third full bathroom, a walk-in closet, and a spacious laundry room with an additional refrigerator and ample storage, this space works beautifully as an in-law suite, private office, or playroom.

Step outside and enjoy true Florida outdoor living. The backyard offers tranquil canal views with a firepit seating area perfect for cooler evenings, while the covered and screened lanai with dual ceiling fans creates a comfortable space year-round. A deck sits beside the RV carport, which includes water, septic hookup, and 30-amp power supply for added flexibility.

The fully fenced vinyl yard delivers both privacy and usability, complete with three storage sheds. One standout structure is a detached, fully powered and air-conditioned shed ideal as a workshop, man cave, or private office, alongside an additional storage area for tools and equipment.

With a 2-car carport, generous outdoor space, and direct water access, this property works equally well as a primary residence, vacation retreat, or investment opportunity. A rare combination of flexibility, upgrades, and peaceful waterfront living, this is one you won’t want to miss.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1967
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,471
  • Acreage: 0.22
  • Est. Taxes: $6,051
  • Lot Desc: Corner Lot
  • View: Water
  • Water Front: Yes
  • Elem. School: Ruskin-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8497087
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8497087/1130sweeneydrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2026 4:32:53 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1130 SWEENEY DRIVE, Ruskin, FL, 33570

$369,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,920 $295,920 $295,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $504 $504 $504
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,750 $1,822 $2,398
Total Monthly Payment $2,329 $2,401 $2,977

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.