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Under contract-accepting backup offers. Charming and move-in ready in the heart of Bartow’s historic district is 1205 E. Georgia St on an oversized lot! This 2-bedroom, 1-bath block home offers timeless character with modern touches at a price point that stands out in today’s market. Inside, you’ll find a spacious living room perfect for relaxing or entertaining, a cozy breakfast nook, and a functional kitchen ready for everyday living.
Enjoy peace of mind with a 2020 A/C system, stainless steel appliances, updated laminate flooring in the family room and bedrooms, both bedrooms are 12x12 with new fans, freshly blown in R38 insulation in the attic and durable metal roof. Outside you will enter onto the open patio perfect for enjoying the spacious fenced backyard. This provides space for pets, play, or gardening, while the one-car garage adds extra convenience and storage. The home is situated on an oversized corner lot that is . 38 of an acre!
Located just minutes from downtown Bartow shopping, dining, and local charm, this affordable gem is the perfect opportunity for first-time buyers, down-sizers, or investors. Don’t miss your chance to own a beautifully updated home in one of Central Florida’s most charming communities! Don’t miss this opportunity — schedule your private showing today or share this listing with your agent before it’s gone! **Click on the virtual tour button for a Matterport 360 degree immersive walkthrough tour of the home. Just like a 24/7 open house!
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $76 | $76 | $76 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,084 | $1,127 | $1,473 |
| Total Monthly Payment | $1,235 | $1,278 | $1,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.