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Please be advised, since we have more than 1 offer in the system, we are requesting highest and best at this time. The deadline for the highest and best offers to be submitted will be Monday 4/27/26 @ Noon CST. Welcome to 874 W 12th St in beautiful St. Augustine, Florida--a property full of potential, character, and opportunity. Tucked inside the established Clarks community, this home offers a rare chance to create value in one of the most historic and desirable areas on Florida's coast.
Built in 1987 and offering 1, 560 square feet of living space, this 4-bedroom, 2. 5-bath home features a spacious layout with room to reimagine and redesign. As you walk through the property, you'll notice the generous living areas, a functional floor plan, and the kind of space that allows for creative upgrades and customization. Each bedroom offers flexibility, while the additional half bath adds convenience to the overall design. Home sold as is. This home is being sold as-is and does require repairs, giving you full control to renovate and bring your vision to life. Whether you're looking to refresh the interiors, modernize key systems, or enhance curb appeal, the upside is clear for those ready to unlock its potential. The Clarks neighborhood is a well-established area known for its affordability and long-standing community feel, with a mix of homes and easy access to daily essentials. Located just minutes from downtown St. Augustine, you're close to historic landmarks, shopping, dining, and the vibrant coastal lifestyle that makes this city so unique. The area is also known for its walkability and access to major roads, making it easy to navigate and enjoy everything nearby.
St. Augustine itself is rich in history and charm, offering a blend of old-world character, beautiful beaches, and modern conveniences. From waterfront views to cultural attractions, this location continues to attract attention year-round.
If you're looking for a property with strong potential in a prime location, this is an opportunity worth exploring. Bring your vision, execute your plan, and transform this property into something truly special.
The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property.
"Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof. "
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Our Executive Mortgage Banker:
Our Insurance Division:
$164,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $131,920 | $131,920 | $131,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $121 | $121 | $121 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $780 | $812 | $1,077 |
| Total Monthly Payment | $976 | $1,008 | $1,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.