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Exceptional 2-Family Home with Bonus Lot & Garage in Prime Williamsbridge Location! Welcome to a rare gem nestled in the heart of the desirable Williamsbridge section of the Bronx, this fully detached 2-family brick home offers a perfect blend of charm, opportunity, and income potential. What truly sets this property apart is the adjacent 25 x 100 R4A-zoned lot, providing endless possibilities for expansion, development, or creating your own private outdoor oasis. Currently a 2 car garage. The home features a spacious 3-bedroom, 1. 5-bathroom unit over a 2-bedroom 1 bathroom unit. each with a thoughtful layout and filled with natural light. The first-floor unit, owner-occupied, has been beautifully maintained and showcases pride of ownership throughout. The 2nd floor is currently tenant-occupied, offering instant rental income. Extra large back yard, great for entertaining, or a pool ! Downstairs, a fully finished basement includes a large 1-bedroom, 1-bathroom apartment, perfect for extended family or additional rental income. Other highlights include: Detached 2-car garage with a private driveway. Solar panels to help offset your energy costs. Meticulously maintained interiors and exteriors. Endless possibilities with the additional R4A-zoned lot. Conveniently located near transportation, shopping, schools, and parks, this is a unique opportunity for both investors and end-users to secure a truly special property in a sought-after Bronx neighborhood. Don't miss this one-of-a-kind opportunity, schedule your private showing today!
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Our Executive Mortgage Banker:
$999,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,999 | $799,999 | $799,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,542 | $4,926 | $6,751 |
| Total Monthly Payment | $5,194 | $5,578 | $7,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.