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Tremendously updated for the most discerning buyer, this 3-bedroom, 2. 5-bath Colonial offers 1, 979 sq ft of living space on a private lot in the highly desirable Paterson School District. The home blends classic charm with extensive recent improvements, including new white oak hardwood flooring (2025), fresh interior paint, recessed lighting, new interior doors, trim, and baseboards, plus newer carpet and updated foyer tile. The beautifully remodeled kitchen features stainless steel appliances, quartz countertops, an expansive center island, and a pantry area with an organic design featuring open shelving and convenient appliance plug-ins, flowing seamlessly into the dining area for easy everyday living and entertaining. The main level includes a spacious front-to-rear formal living room and a welcoming family room with a wood-burning fireplace, custom wood mantel, and bluestone hearth. A laundry room and brand-new powder room complete the first floor. Upstairs, the generous primary suite offers a remodeled full bath and double closets, along with two additional well-sized bedrooms and a second full bath. Updated bathroom finishes include tile, fixtures, tub, and ventilation. Additional upgrades include roof (2012), tankless gas hot water heater, new water heater (2022), new garage doors, new driveway (2017), re-insulated attic and lower level, gas heat, central air, and new A/C unit and condenser (2025).
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 13.0 x 16.0 | Upper |
| Bedroom 2 | Wall/Wall Carpet | 12.0 x 15.0 | Upper |
| Family Room | Fireplace | 12.0 x 21.0 | Main |
| Full Bath | Upper | ||
| Full Bath | Main | ||
| Kitchen | Laminate Floor | 12.0 x 12.0 | Main |
| Living Room | 12.0 x 24.0 | Main | |
| Primary Bedroom | Full Bath,Walk-In Closet | 13.0 x 16.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $699 | $699 | $699 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,912 | $3,026 | $3,979 |
| Total Monthly Payment | $3,702 | $3,816 | $4,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.