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Experience this mid-century waterfront property in Punta Gorda, Florida. This historic small town is a hidden treasure trove of natural beauty, resources, and entertainment. Find yourself in the upper River location 550 yards up a navigable canal to a backwater Bay teaming with aquatic and marine life. Launch from your private boat ramp or get your bay boat off the lift for some salt water time. Canal front amenities include freshwater shore, power, 10K boat lift with canopy, lots of Park space, well lit area. Find yourself at peace in this waterside, classic with southern style charm in an old neighborhood minutes from the creature comforts that this area offers. This property offers a rare blend of privacy serenity, and the off the beaten path that Fla is. This asset features, classic construction and layout of a modified vernacular with a lifestyle of coastal dwelling. Designed a landscape features as low maintenance, CBS and stucco, easy access receptacles, all around impact glass and more! No HOA, live free! Indulge in the luxury of your private pool with an estimated depth of 3 feet 6 feet. The outdoor lanai space is a Haven for relaxation and entertainment with the 38 x 40 area encompassing the lazy L pool, distributed, power and water, also a convenient 6‘x6' outdoor shower. Step out back for some cornhole or shuffleboard on the 14 x 40 concrete slab or take a martini to the dock and catch dinner. The cottage includes three bedrooms, two bath, with a central open concept, kitchen, dining and a visually aesthetic layout from the front door through to the boat lift! Living room and laundry are conveniently offset. The primary suite with en suite bathroom, includes open concept, rest, and bath. Two additional bedrooms, are split from the primary with a second bathroom. Kitchen is a wide galley of bamboo cabinetry, French door fridge with ice and filtered water, induction convection range with a pot filler. Deep court sink and an epoxy countertops, and deeper and higher than standard. Tile throughout, block/CBS walls. Neutral white. And for your hobby being dreams, a 10 x 20 art studio, currently housing a Glass fusion and ceramicist shop, you can draw inspiration from the east view of the secured black bay. Studio has distributed power, AC, hot and cold, running water. Come and relax in the picture sanctuary. For him and oversize garage. Not enough of a safety zone for your privacy in peace, an additional adjoining parcel is available with purchase.
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$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $436 | $436 | $436 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,704 | $1,797 | $2,334 |
| Total Monthly Payment | $2,215 | $2,308 | $2,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.