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Contingent upon sellers finding suitable housing. They are actively looking. Welcome to 40 Hickory Hill Drive, a one of a kind home in Waterbury's desirable west side setting. Located just minutes from the highway off Oronoke Road and near golf, parks, restaurants, and everyday conveniences, this distinctive ranch blends character, comfort, and convenience in a location that is hard to beat. The exterior makes an immediate impression with its unique architectural style, mature landscaping, eye-catching curb appeal, oversized windows, and stone accented approach. Inside, you'll find a warm and inviting layout with comfortable main level living, plus a finished lower level that offers flexibility for entertaining, working from home, a gym, media room, or everyday overflow space. Stylish bathroom finishes add a modern, upscale touch, while the one car garage adds convenience. Out back, enjoy the beautiful deck and above ground pool, creating the perfect setup for summer gatherings or quiet evenings at home. With a new roof in progress, usable living space, and a commuter friendly location close to activities and dining, this home offers personality, function, and lifestyle all in one. Highest & Best, Thursday 04/30, 12 PM, Noon
| Type | Level |
|---|---|
| Bedroom 1 | Lower |
| Bedroom 2 | Lower |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $550 | $550 | $550 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,722 | $2,254 |
| Total Monthly Payment | $2,278 | $2,347 | $2,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.