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Presented by
O & C Homes Team |
Renovated 4-bedroom, 2-bathroom expanded Cape in Springdale, Stamford, Connecticut. This 1, 944-square-foot home features an open floor plan with a fully updated kitchen, quartz countertops, stainless steel appliances, and tile flooring. A dining area with a detailed architectural ceiling connects to the main living space, offering seamless flow for everyday living and entertaining. The primary bedroom includes a vaulted ceiling, creating an airy, spacious retreat. Both full bathrooms have been updated with modern finishes. A dedicated bonus room on the main level provides flexible space - ideal as a home office, gym, or studio. The rear of the home opens directly to a deck and patio - a true flat entertaining space. This home sits near the Springdale Metro-North train station, offering a quick commute to Grand Central. Near local shops and restaurants, with easy access to the Merritt Parkway and I-95. A move-in-ready, updated home with flexible space and a commuter-friendly location.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Vinyl Floor | Upper |
| Bedroom 2 | Ceiling Fan,Vinyl Floor | Upper |
| Bedroom 3 | Vinyl Floor | Main |
| Dining Room | Balcony/Deck,Ceiling Fan,Patio/Terrace,Sliders,Vinyl Floor | Main |
| Eat-In Kitchen | Eating Space,Tile Floor | Main |
| Full Bath | Stall Shower,Tile Floor | Main |
| Living Room | Beams,Vinyl Floor | Main |
| Primary Bath | Double-Sink,Stall Shower,Tile Floor | Upper |
| Primary Bedroom | Palladian Window(s),9 ft+ Ceilings,Vaulted Ceiling,Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $694,400 | $694,400 | $694,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $867 | $867 | $867 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,835 | $4,163 | $5,766 |
| Total Monthly Payment | $4,793 | $5,121 | $6,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.