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Presented by
Terry Larsen |
15145 20th Road, Whitestone, NY, 11357 | $998,000
Well-maintained all-brick townhouse located in the heart of Whitestone, offering an excellent opportunity for both end-users and investors. Zoned R3A with expansion potential and low property taxes, this home combines comfort with long-term value. The property consists of two lots: the main residence at 151-45 20 Rd and a separate garage lot at 151-45G 20 Rd, creating additional flexibility and contributing to the property’s expansion potential. The main home features an 18x100 lot with an 18x30 building size and desirable south-facing exposure, providing abundant natural light throughout. The first floor includes a spacious living room, dining area, and kitchen with direct access to a private backyard. The second floor offers 3 bedrooms and 1 full bathroom. The basement has a separate entrance, good natural light, a large open layout, and a half bath—ideal for flexible use. Additional highlights include a detached garage and private outdoor space. Conveniently located near the Q15 Bus, with easy access to parks, supermarkets, banks, and daily amenities. Situated on a quiet residential block. Zoned for PS 79 Queens and JHS 185 Edward Bleeker. A rare opportunity featuring low taxes, dual-lot ownership, expansion potential, and a prime Whitestone location.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Year Built: 1940
- Garage: 1-car
- Heating: Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full
- Approx Sq. Feet: 1,080
- Acreage: 0.04
- Est. Taxes: $6,264
- Elem. School: Ps 79 Francis Lewis
- Middle School: Jhs 185 Edward Bleeker
- High School: Flushing High School
- School District: Community District 25
- Appliances: Cooktop, Refrigerator
- MLS#: 986763
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/986763/1514520throad_whitestone_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Terry LarsenLuxury Properties Specialist
561.289.4462
Terry.Larsen@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joseph HartleyInsurance Sales Director, William Raveis Insurance
954.729.6530
Joseph.Hartley@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15145 20th Road, Whitestone, NY, 11357
$998,000
Terry Larsen
Luxury Properties Specialist
William Raveis Real Estate
Phone: 561.289.4462
Terry.Larsen@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $798,400 | $798,400 | $798,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $522 | $522 | $522 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,471 | $4,851 | $6,684 |
| Total Monthly Payment | $5,085 | $5,465 | $7,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535