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Welcome to this beautifully maintained 3 bedroom plus den, 2. 5 bath Oakmont model located in the sought after community of Island Walk, perfectly positioned on one of the community’s most desirable streets. A true standout feature of this home is the tranquil lake view enjoyed from the covered lanai, showcasing three picturesque bridges, a winding walking path, and a serene park-like setting. The desirable north facing rear exposure allows for comfortable outdoor living without direct sun. The screened lanai features a custom pool, covered sitting area, and brick pavers, with easy access from the living room, creating an ideal space for relaxing or entertaining while taking in the serene water views. The spacious primary suite also offers private access to the lanai through sliding glass doors, perfect for morning coffee or unwinding in the evening. The open concept floor plan is bright and inviting, offering seamless flow throughout the living areas. Recent updates and features include electric and manual storm shutters, a refreshed kitchen with quartz counters, new sink, and LG stainless steel appliances including a double oven, along with a large laundry room featuring a utility sink and ample storage. Major improvements include a new roof in 2020, new pool heater in 2022, and a new AC system replaced in 2024. Ideally located just a short walk from the Town Center, residents enjoy a resort style lifestyle with amenities including a state-of-the-art fitness center, one resort pool, one lab pool, four pickleball courts, bocce ball courts, seven Har Tru tennis courts, putting green, walking and biking paths, restaurant, cafe, nail and hair salons, post office, car wash, and gas pumps, all within the gated community of Island Walk.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $309 | $309 | $309 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,489 | $4,566 |
| Total Monthly Payment | $3,750 | $3,890 | $4,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.