103 OLD MOSS CIRCLE, Deland, FL, 32724 | $550,000

THOUGHTFULLY UPGRADED | POND VIEWS FRONT & BACK | LOW-MAINTENANCE LIVING IN VICTORIA GARDENS (55+)

This well-maintained home is PACKED WITH PRACTICAL UPGRADES that make everyday living easier and more enjoyable. Highlights include a TANKLESS WATER HEATER, EPOXY-COATED GARAGE FLOOR, upgraded garage door with HEAVY SPRING COUNTERWEIGHT SYSTEM, and IN-WALL PEST CONTROL SYSTEM for added peace of mind. Two FRENCH DRAINS are already in place, and the exterior shines with UPDATED CURB APPEAL, including RIVER ROCK LANDSCAPING (NO MULCH) and refreshed flower beds.

The outdoor space is designed for real use, featuring a SCREENED-IN PATIO WITH PAVERS, TWO SCREENED DOORS, and a fully equipped OUTDOOR KITCHEN WITH GRILL, FRIDGE, AND CODE-COMPLIANT VENTING—all set against a PEACEFUL POND VIEW IN BOTH THE FRONT AND BACK.

Inside, the home feels CLEAN, CURRENT, AND EASY TO MAINTAIN. WOOD-LOOK TILE FLOORING runs through the main living areas for a sharp, durable finish, while PLANTATION SHUTTERS THROUGHOUT create a cohesive, polished look. The layout is OPEN AND FUNCTIONAL, offering space where it actually matters without feeling oversized.

Triple sliding glass doors bring in natural light and connect the main living area seamlessly to the patio, blending indoor and outdoor living. The kitchen sits at the center, featuring STAINLESS STEEL APPLIANCES, a GAS COOKTOP, a CEMENT SINK WITH DISPOSAL, and a pantry with WOOD SHELVING for a more custom feel.

The PRIMARY SUITE is privately positioned just off the living area, with TRAY CEILINGS and an en-suite bath offering both a SOAKING TUB and SEPARATE WALK-IN SHOWER.

Located in the 55+ community of Victoria Gardens, this home offers a lifestyle where things feel a bit more relaxed, yet still convenient—just minutes to DOWNTOWN DELAND, shopping, dining, and major highways. Amenities include pool, large clubhouse with cafe, tennis, pickle and bocce ball courts. Fitness facilities with treadmills & gym plus a host of other activities for residents.

CLEAN, WELL-KEPT, AND MOVE-IN READY, with the kind of upgrades that actually matter.

PS: The location adds another layer of convenience. Just minutes away, DOWNTOWN DELAND offers a vibrant mix of local restaurants, boutique shopping, coffee spots, and community events, along with the charm of Stetson University and its beautiful historic campus. For everyday needs, the VICTORIA COMMONS SHOPPING AREA—located just across Orange Camp Road—puts grocery stores, dining, medical offices, and essential services right at your fingertips, making daily errands quick and easy without having to go far. Between the neighborhood setting and the nearby amenities, this is a location that truly balances PEACEFUL LIVING WITH PRACTICAL CONVENIENCE.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 43 x 124 x 88 x 124
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 2021
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,001
  • Acreage: 0.25
  • Lot Size: 43 x 124 x 88 x 124
  • Est. Taxes: $6,634
  • HOA Fee: $1,639 Quarterly
  • Lot Desc: Corner Lot, City Lot, Landscaped, Level, Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Elem. School: Freedom Elem
  • Middle School: Deland Middle
  • High School: Deland High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
  • MLS#: V4948545
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/V4948545/103oldmosscircle_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/23/2026 7:32:10 PM)
Listing courtesy of BEE REALTY CORP   Phone: 386-279-7522

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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103 OLD MOSS CIRCLE, Deland, FL, 32724

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.272% 5.595%
Monthly Tax Payment $553 $553 $553
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,568 $2,673 $3,566
Total Monthly Payment $3,213 $3,318 $4,211

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.