23 Southfield Road, Middle Island, NY, 11953 | $670,000
The perfect remodeled Hi Ranch with a 40x22 IG vinyl pool with Cambridge pavers and a very spacious level backyard for summer entertainment! Most of the private, just shy 1 acre property has IG sprinklers. Light and bright 6 year old kitchen with SS appliances, quartz counters and quartz center isle. Cathedral ceilings and 3 skylights allow for bountiful natural light. Glass 3 sided wood burning fireplace between DA, Kit and LR. Sliders to a deck overlooking the large backyard. Central air only 3 years old. Windows and roof have also been replaced along with the oil burner. 200 Amp service for this busy home. 1 car drive up garage. There are 2 separate floors of living, with an updated bath on each. Lower level (ground level) has either 3 bedrooms or 2 bedrooms and a den. There are kitchen facilities and a walk out entrance as well. This secluded location has parking for 10 vehicles in the driveway. Many extras include solar panels that are being leased for apx. $230. 16 mos. JellyFish lighting for year round versatility for all holidays or just daily architectural accenting, controlled through an app. Owner will have an active audio recording device on. cameras will stay and owner pays 45$ mos. for service. Owner will be taking the downstairs refrigerator and stove. Perfect home for the large or extended family that wants to remain together and yet still have their own privacy!
Features
- Rooms: 10
- Bedrooms: 5
- Baths: 2 full
- Laundry: In Kitchen
- Style: Hi Ranch
- Year Built: 1988
- Garage: 1-car
- Heating: Baseboard, Oil, Solar
- Cooling: Central Air
- Approx Sq. Feet: 2,150
- Acreage: 0.91
- Est. Taxes: $13,241
- Lot Desc: Back Yard, Cleared, Front Yard, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
- View: Neighborhood
- Elem. School: C E Walters School
- Middle School: Longwood Junior High School
- High School: Longwood High School
- School District: Longwood
- Pool: In Ground, Outdoor Pool, Vinyl
- Appliances: Dishwasher, Dryer
- MLS#: 980727
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/980727/23southfieldroad_middleisland_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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23 Southfield Road, Middle Island, NY, 11953
$670,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $536,000 | $536,000 | $536,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,103 | $1,103 | $1,103 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,300 | $3,384 | $4,451 |
| Total Monthly Payment | $4,495 | $4,579 | $5,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535