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Don't let the classic Cape Cod facade fool you - this expansive homestead sits on 2. 3 private acres in New Hartford with the character and features you have been searching for. Exposed wooden beams, wide-plank hardwood floors, and a brick fireplace with high-efficiency wood stove insert create the cozy, rustic ambiance you simply can't manufacture. The oversized rooms feel nothing like a typical Cape - extending below grade, where an additional 550+ square feet of finished basement space provides a versatile living room and dedicated office area, expanding your options without sacrificing the home's warm character. Step outside to a private pond (get your fishing pole ready), a sparkling in-ground pool, and a large back deck perfect for entertaining - a true four-season outdoor retreat. A premium Weil-McLain Gold cast-iron boiler - the industry workhorse built to last 30+ years - paired with the wood stove insert delivers genuine heating redundancy. Twin 330-gallon oil tanks (660-gal total) let you buy fuel in bulk and control your energy costs. Private well with Well-X-Trol pressure system and whole-house water filtration means zero monthly water bill. Updated 200-amp electrical panel with generator hookup rounds out a home built for true self-sufficiency. Recent updates include a new architectural roof, a newer Frigidaire refrigerator and Bosch 500 series dishwasher, and a newer radon bubbler pump. Situated on a quiet road with easy access to Routes 44 and 202.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,364 | $2,427 | $3,188 |
| Total Monthly Payment | $3,038 | $3,101 | $3,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.