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Peace & quiet on 2. 2 tranquil acres in the beautiful neighborhood of Hancock Preserve. This unique property has private deeded access to the largest lake in all of Hernando County, Hancock Lake. This home is clean, move-in ready, and has been lovingly cared for by the original owner. 4 Bedrooms + Office + 3 Car Garage + 450sf Detached Metal Garage! Greeted by a spacious front porch, you are welcomed into this home with an abundance of natural lighting. Large windows sit throughout the floorplan and the living room boasts soaring 2 story ceilings. Ideal for entertaining, this living room, kitchen, formal dining room, and nook table wrap cohesively together. Solid wood cabinets, custom drawers, a breakfast bar, and built in appliances are all featured in the gourmet kitchen. Off the living area, is a screened in porch with pavers, perfect for morning coffee and watching all the local wildlife. The primary bedroom is conveniently located on the bottom floor, with new waterfproof luxury vinyl flooring, 2 large walk in closets, an ensuite bathroom with a spacious vanity, a jetted tub, and stand up shower. A spacious office with french doors and an easy closet conversion sits on the bottom floor, along with a half bath for your guests. Upstairs you will find 3 more bedrooms, a full bathroom, multiple storage closets, and an additional office desk space. An exceptional addition to this home is a fully integrated wireless surround sound system that even expands into the garage and on the lanai. This home is on septic, well, has 2 HVAC systems that were both replaced in 2022, a brand new water heater, and a full home water softener! The washer and dryer convey with this sale and the washer is new! This stunning parcel features shade and privacy surrounded by beautiful mature oak trees, pine trees, evergreen trees, and bamboo. The 450sf detached metal garage features a roll up door, has tons of space for additional cars, small boats or RVs, and includes a 30amp outlet and a Honda generator! This neighborhood sits between Spring Lake Highway and Culbreath Rd and is mixed in with tons of undeveloped land, large parcels, local farm stands, and blueberry fields. Zoned PDP but with Agricultural use so bring your animals, boats, RV's etc! Hancock Lake is a private, resident only lake where bass and wildlife are abundant. Bring a jon boat, kayak, stand up paddleboard, or whatever you prefer! Access is granted to all residents in the back of the community to enjoy at your leisure. This property is just 15 minutes to Downtown Brooksville, and only 10 minutes to I-75. The epitome of country living but with easy access to everything you need!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $239 | $239 | $239 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,202 | $4,214 |
| Total Monthly Payment | $3,407 | $3,533 | $4,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.