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This very well maintained 3 bedroom, 2 bath, custom-built beauty is located in the unbeatable Palm Harbor section of Palm Coast. The exterior was just freshly repainted to welcome the new owners. As you enter the residence you will immediately notice the pristine hardwood flooring, soaring ceilings and spaciousness. Your eyes will be drawn to the stunning fireplace flanked by two full-glass French doors at the back of the room. The Great Room is seamlessly connected to the large dining area and modern black and white kitchen with counter-height bar. The pristine hardwood floors continue throughout the bedrooms. The primary suite features a coffered ceiling, custom-shaped transom window and walk-in closet. This residence has many custom architectural details throughout, making it quite special. The real treat lies in the rear beyond the French doors. Here is where a HUGE Florida Room was added in 2015. This is an actual Multi-Purpose Room that adds almost 500 sq. ft. of living space to the home. It has gorgeous chattahoochee flooring, two skylights, double-paned screened windows, two exterior doors, and is pre-wired for a hot tub. Although not under house A/C, there is a ceiling fan and a window air conditioner could be added. The owners added a $1, 600 electric fireplace (not included in sale but negotiable) that heats the entire space on the coldest of winter nights. You could also consider a Mini-Split. When checking out the garage be sure to notice that there is an exit door, a laundry sink next to the washer and dryer and be sure to pull down the Attic Stairs to Inspect the Expansive Attic Flooring!! The house was constructed with pest tubes in the walls and it has an irrigation system on its own well (pump replaced in 2017). The very private and peaceful backyard is 75% fenced and large enough for a pool. There is a storage shed, a very large shade tree and a few fig trees. Other Replacements/Upgrades: Garage Door Springs (2026), Fence (2024), Water Heater (Oct. 2023), Roof (Nov. 2022), Florida Room (2015), HVAC (2014), Hardwood Floors (2014). Close to I-95, hospitals and doctors, shopping, restaurants, biking and walking trails, beaches; everything you would want in a community. Don't let the age of this home fool you. It has only been lived in by single occupants with no pets and has been meticulously cared for. This is a property you will definitely want to check out!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $400 | $400 | $400 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,822 | $2,384 |
| Total Monthly Payment | $2,202 | $2,297 | $2,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.