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45 Phillips Drive, Iva, SC, 29655 | $299,000
LAKE SECESSION LIVING, HAVE YOU BEEN WANTING TO HAVE YOUR OWN LAKE PROPERTY? – Then look no more! This double-wide mobile home is situated on nearly an acre with approximately 165 feet of prime Lake Secession frontage and big water views. This 4-bedroom, 2-bath home features an open-concept living, dining, and kitchen area, along with a spacious primary suite. Property includes both a stationary and floating dock, plus an RV carport and multiple storage buildings. The home needs updating, offering an excellent opportunity to renovate, replace, or build new. High-speed fiber-optic internet is available, making it ideal for full-time living, working from home, or short- and long-term rental potential. Conveniently located just 25 minutes to Anderson and Abbeville and approximately one hour to an international airport. Lake Secession is known for excellent boating and fishing, including bass, crappie, bream, and catfish. With ownership extending all the way to the water and no Corps of Engineers restrictions, this property provides flexibility for future improvements. A great opportunity for investors, weekend buyers, or those looking to create their dream lake property. Use the existing home while building, or enjoy as an affordable entry into lake living. Limited big-water inventory makes this a rare find—don’t miss it.
Features
- Bedrooms: 4
- Baths: 2 full
- Style: Mobile Home
- Development: 510-Abbeville County,SC
- Year Built: 2000
- Garage: 1-car
- Heating: Central,Electric,Heat Pump
- Cooling: Central Air,Electric
- Basement: None,Crawl Space
- Acreage: 0.95
- Est. Taxes: $461
- Lot Desc: Not In Subdivision,Outside City Limits
- Water Front: Yes
- Elem. School: Abbeville Area
- Middle School: Abbeville Area
- High School: Abbeville Area
- Appliances: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
- MLS#: 20300249
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/20300249/45phillipsdrive_iva_sc?source=qrflyer
Listing courtesy of Keller Williams Greenwood Phone: (864) 229-6922
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
45 Phillips Drive, Iva, SC, 29655
$299,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $38 | $38 | $38 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,396 | $1,453 | $1,939 |
| Total Monthly Payment | $1,509 | $1,566 | $2,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484