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Hello Shelton. . Opportunity is definitely knocking. . the question is. . who will answer? Now being offered for the first time to the market since it was built by the family in 1956!! It's finally time for new owners, new vision & a re-imagining of what this home can now become. The large Eat-In-Kitchen has plenty of room & is ready for a wonderful conversion into an updated layout & fresh new look. The generous-sized Living Room has hardwood floor under the rug & has a wood burning fireplace just waiting to be revitalized into a marvelous entertainment space with optimal functionality. There is a Full Bath in the main level hallway & a Laundry room off the back of the Kitchen. Rounding out the main level are 2 substantial Bedroom options with a shared closet & both rooms have hardwood floors as well under the carpet. The upstairs has 4 Rooms which make up the balance of the Bedrooms & another room (or you can make 4 Bedrooms upstairs & use 1 of the rooms downstairs as a Den) The Upper floor has lower ceilings 6Foot+ (so may not be ideal for any towering individuals : ) BUT offers potential for expansion option of raising that top level. There is also a convenient Half-Bath on that top level as well. The Basement is a great space for a workshop & potential living space conversion if desired. The property is located on a quiet dead-end street with a nice level lot, plenty of room for parking, small deck, shed for all your outdoor enjoyment. Close proximity access to major highways HIGHEST & BEST MONDAY 4/27 BY 5PM Home is being sold as-is
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.1 x 14.9 | Main |
| Bedroom 2 | 8.1 x 8.1 | Upper | |
| Bedroom 3 | 6.7 x 11.8 | Upper | |
| Bedroom 4 | 9.9 x 11.3 | Upper | |
| Eat-In Kitchen | Ceiling Fan,Tile Floor | 14.7 x 15.1 | Main |
| Living Room | Wall/Wall Carpet,Hardwood Floor | 9.1 x 25.1 | Main |
| Office | 5.9 x 16.3 | Upper | |
| Primary Bedroom | Hardwood Floor | 10.1 x 14.5 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,699 | $1,890 | $2,451 |
| Total Monthly Payment | $2,133 | $2,324 | $2,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.