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Welcome to 95 Pinto Lane in Monroe-a turnkey, custom-built luxury home set on 2 private acres in a quiet cul-de-sac within Hammertown Estates. Designed for those who work from home, commute to work, or enjoy a hybrid lifestyle, this residence offers both privacy and convenience with access to nearby train stations, I-95, and I-84, as well as highly regarded Blue Ribbon Schools, golf, and upscale dining. A dramatic 2-story foyer and sunlit breakfast area introduce an open, elegant layout ideal for everyday living and entertaining. The gourmet kitchen features a two-tier island, abundant cabinetry, and a butler's pantry/coffee bar, flowing into a two-story family room with fireplace. A private main-level office enhances work-from-home flexibility. Upstairs, 4 en-suite bedrooms include a luxurious primary suite with sitting area, spa-like bath, and dual vanities. The walk-out lower level offers a gym, recreation and billiards areas, and seamless access to a heated saltwater pool and outdoor entertaining spaces. Energy-efficient features include Hardie Board siding, propane heating, tankless water heater, and a whole-house generator. Additional highlights include 2 gas fireplaces, a built-in audio system extending outdoors, a 3-car garage, and a workshop-equipped shed. 95 Pinto Lane offers a rare combination of privacy, functionality, and lifestyle designed for modern living. Situated on a quiet cul-de-sac within Hammertown Estates, the property provides a peaceful setting while remaining accessible to major commuter routes and train lines serving New York City. The home features approximately 3, 480 square feet of above-grade living space, complemented by an additional 900 square feet in a fully finished walk-out basement, offering ample room for entertainment, recreation, fitness, and storage. The layout is thoughtfully designed for both daily living and entertaining. Open-concept main living areas are complemented by defined spaces, including a private office and formal dining room. A built-in audio system extends throughout the interior and outdoor areas, enhancing everyday living and gatherings. Upstairs, the home offers 4 spacious bedrooms, each with its own en-suite bathroom, providing privacy and comfort. The primary suite serves as a luxurious retreat, featuring a gas fireplace shared between the sitting area and spa-like bathroom. Outdoor living is a central feature. The walk-out lower level opens to a covered seating area and a heated saltwater pool, creating a seamless extension of the home. The composite deck offers durability and low maintenance, while the two-acre lot provides usable space and natural privacy. The lower level includes dedicated areas for fitness, recreation, and leisure. Gym equipment, the billiards table, and the ping pong tabletop will remain, reinforcing the home's turnkey appeal. The property is designed with efficiency and reliability in mind, featuring propane heating, Hardie Board siding, a tankless water heater, water softener, whole-house generator, and sprinkler system. A security system with 6 cameras allows for remote monitoring. A large shed with electricity and a poured concrete floor offers extensive storage along with a fully functional workshop. The property offers access to highly regarded Blue Ribbon Schools, nearby golf courses, and upscale dining. This move-in-ready home combines comfort, efficiency, and lifestyle in a private yet connected setting.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Bedroom Suite,Hardwood Floor | 12.0 x 15.0 | Upper |
| Bedroom 2 | Bedroom Suite,Jack & Jill Bath,Hardwood Floor | 12.0 x 13.0 | Upper |
| Bedroom 3 | Jack & Jill Bath,Hardwood Floor | 12.0 x 12.0 | Upper |
| Family Room | 9 ft+ Ceilings,Gas Log Fireplace,Hardwood Floor | 15.0 x 21.0 | Main |
| Formal Dining Room | Dry Bar,Hardwood Floor | 12.0 x 15.0 | Main |
| Kitchen | Balcony/Deck,Granite Counters,Dining Area,French Doors,Island,Hardwood Floor | 17.0 x 14.0 | Main |
| Living Room | Hardwood Floor | 12.0 x 13.0 | Main |
| Office | Hardwood Floor | 12.0 x 12.0 | Main |
| Primary BR Suite | Bedroom Suite,Ceiling Fan,Dressing Room,Gas Log Fireplace,Walk-In Closet,Hardwood Floor | 23.0 x 15.0 | Upper |
| Rec/Play Room | French Doors,Hardwood Floor | 15.0 x 21.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $959,200 | $959,200 | $959,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,640 | $1,640 | $1,640 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,446 | $5,906 | $8,094 |
| Total Monthly Payment | $7,211 | $7,671 | $9,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.