37207 HARBOUR VISTA Circle, Saint Augustine, FL, 32080 | $359,900

Experience high-end design and beachside tranquility at ''The Loft, '' a masterfully renovated residence in the gated Preserve on Anastasia Island. Located just two miles from the St. Augustine Pier and Atlantic beaches, this home offers unparalleled craftsmanship and a curated ''coastal chic meets urban industrial'' aesthetic. Inside, authentic antique Chicago brick accent walls, rough-cut cedar beams, and crown molding set a sophisticated tone. The gourmet kitchen features marble countertops, premium KitchenAid appliances, a tongue-and-groove ceiling, and custom cedar shelving. Modern comforts abound, including soft-close cabinetry, a Nest thermostat, and a high-efficiency Bosch laundry set. The living spaces flow over luxury vinyl and Turkish travertine tile, while extra-deep entry stairs create a grand arrival. Both bathrooms boast dual sinks, including a guest retreat with a jetted tub. Discover a residence that defies the standard condo aesthetic in an unbeatable island location. Beyond the front door, residents enjoy the peace of mind provided by on-site management and a wealth of community amenities. Because short-term rentals are strictly prohibited, The Preserve maintains a quiet, residential atmosphere perfect for those seeking a dedicated primary sanctuary or a private seasonal getaway. This is more than just a condo; it is a bespoke island retreat ready to impress the most discerning buyer.

Features

  • Parking: Additional Parking, Assigned
  • Heating: Central, Electric
  • Cooling: Central Air
  • Amenities: Pool, Basketball Court, Clubhouse, Fitness Center, Maintenance Grounds, Management- On Site, Playground, RV/Boat Storage, Security, TrashGated
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Washer Hookup
  • Complex: Preserve On Anastasia Island
  • Year Built: 2000
  • Common Charge: $459 Monthly
  • Approx Sq. Feet: 1,479
  • Est. Taxes: $5,014
  • View: Trees/Woods
  • Elem. School: R. B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • MLS#: 2140923
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/2140923/37207harbourvistacircle_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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37207 HARBOUR VISTA Circle, Saint Augustine, FL, 32080

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $418 $418 $418
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,773 $1,867 $2,410
Total Monthly Payment $2,266 $2,360 $2,903

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.