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OFFER DEADLINE SUNDAY ~Tucked at the base of a quiet wooded hill in Springfield, this 1918 cottage has lived over a century and arrived at this moment looking its very best. It is the kind of home where original hardwood flrs greet you at the door, where light through newer windows finds its way across fresh neutral paint, and where a pair of whimsical under-stair nooks sit beneath the staircase like a wink from another era. The kitchen brightens with stainless appliances and recessed lighting, a coffee-first room that works just as well for slow Sunday mornings as for weeknight dinners. The living and dining area flows with the comfortable rhythm only a well-loved older home can hold. Step up the narrow stairs into the loft primary bedroom and the whole home opens overhead into angled ceilings, soft new carpet underfoot, and two tall windows that frame trees in every season. It is the kind of room that welcomes a long read, a long nap, and long quiet mornings. Out back, a private meadow waits, shaped by care from what used to be a tangled woodlot into a green stage for morning coffee and evening conversation. A small shed and a storage box stay on. In summer, the mature tree border leafs out and the world disappears. In winter, sunlight threads through bare branches and the view opens up again. Behind the charm sits the real reassurance. This home has been loved by more than one owner, and it shows. Nearly every major system has been thoughtfully brought forward. New vinyl windows, an updated electrical panel, all new PVC plumbing, updated forced-air heating, recessed lighting, a basement air circulation system, a dehumidifier, and a quiet battery backup standing ready through any storm. A recently refreshed interior and new carpet upstairs are the final touches of an owner who treated the house with genuine respect. With local inventory this thin and turn-key character homes in this price range rarely arriving this complete, the window here does not stay open long.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/20/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $179,600 | $179,600 | $179,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $435 | $435 | $435 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,106 | $1,150 | $1,503 |
| Total Monthly Payment | $1,616 | $1,660 | $2,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.