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363 Concord Rd, Billerica, MA, 01821 | $867,900

Welcome to this updated and versatile home on the desirable Bedford line, currently used as a two-family but easily convertible back into a spacious single-family or multi-generational residence. Ideally located near the Narrow Gauge Rail Trail with access to the Minuteman Bike Path and Fawn Lake, this property sits on a private 0. 5-acre lot with a generous backyard. Lovingly owner-occupied for 10 years, the home offers character, pride of ownership, and strong rental potential. Each level features 2 spacious bedrooms, large kitchens, and comfortable living areas with many updates throughout and a functional layout. The first floor includes an updated kitchen, a remodeled bathroom, large closets, and access to a high-ceiling basement with expansion potential. The second-floor owner’s unit offers crown molding, a barn door, in-unit laundry, and a walk-up attic with excellent expansion possibilities. Additional highlights include two large decks (2023) & separate utilities.

Features

  • Amenities: Park, Walk/Jog Trails, Bike Path, Conservation Area
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1860
  • Heating: Forced Air
  • Cooling: None, Other
  • Approx Sq. Feet: 2,204
  • Acreage: 0.51
  • Est. Taxes: $6,977
  • MLS#: 73504270
  • Website: https://www.raveis.com
    /prop/73504270/363concordrd_billerica_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jen Sands - Windward & Main Realty GroupLuxury Properties Specialist

978.590.9177

Jen.Sands@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

363 Concord Rd, Billerica, MA, 01821

$867,900

Jen Sands - Windward & Main Realty Group

Luxury Properties Specialist

William Raveis Real Estate

Phone: 978.590.9177

Jen.Sands@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
 15 Year
Fixed-Rate Jumbo
Loan Amount $694,320 $694,320 $694,320
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.021% 5.984% 5.806%
Monthly Tax Payment $581 $581 $581
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,780 $4,107 $5,719
Total Monthly Payment $4,453 $4,780 $6,392

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630