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Presented by
Dacey Coastal Properties Team |
30 Erving Ave, East Patchogue, NY 11772 offers a rare opportunity for buyers seeking value, versatility, and location in the heart of the South Shore. This ranch-style home features 2 bedrooms on the main level plus a large finished upper-level space with a closet and hardwood floors, making it an excellent option for anyone searching for a 3-bedroom home in East Patchogue, a flexible layout, or bonus space for guests, a home office, hobby room, or playroom. The main floor offers approximately 918 square feet, with an additional 315 square feet upstairs, plus a full 918 square foot unfinished basement with heat and outside entrance for storage, workshop use, or future possibilities. Inside, the home offers hardwood floors throughout, a bright layout, and a distinctive oversized bird-watching window in the kitchen that brings in natural light and a view of the backyard. The kitchen and bathroom are dated, giving buyers the chance to update and personalize the home to their own style while building equity. This is an ideal fit for a first-time homebuyer, down-sizer, or buyer looking for a home with good bones and expansion potential. Outside, the property continues to stand out with a large rear deck for entertaining, a detached 1. 5-car garage with its own separate electrical panel, and a spacious yard with an additional shed that once served as a chicken coop. The garage is a major feature for car enthusiasts, hobbyists, contractors, or anyone looking for a workshop space. The sale also includes an additional attached lot of . 26 acres, creating a total of . 62 acres of property! Location is another major advantage. This home sits just 2 miles from Bellport Village, 3 miles from Patchogue Village, 2 miles from the nearest LIRR station, 4 miles from the Fire Island ferries in Patchogue, and only 1. 5 miles from Bellport Country Club. Buyers looking for a home near Patchogue Village, Bellport Village, South Shore beaches, ferries, golf, restaurants, and the Long Island Rail Road will immediately recognize the convenience and lifestyle this location offers. With low taxes under $10, 000, this home is a compelling option for buyers who want affordability, outdoor space, a garage workspace, and close proximity to some of the best destinations in the area.
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$499,000
Sales Associates
William Raveis Real Estate
Phone: 203.314.1301
daceycoastalpropertiesteam@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $807 | $807 | $807 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,490 | $3,260 |
| Total Monthly Payment | $3,243 | $3,372 | $4,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.