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A classic circa 1910 home with a strong sense of presence and warmth, this beautifully maintained residence blends timeless character with thoughtful expansion and everyday livability. Wrapped in painted clapboard siding and anchored by an inviting wraparound porch, the home welcomes you into a gracious entry hall with original millwork, a paneled staircase, and rich yellow pine floors that carry throughout much of the main level. Pocket doors open and close the living spaces with ease, connecting a sun-filled living room centered around a woodburning fireplace with distinctive Delft style tile detail to a formal dining room with period wainscoting, ideal for both everyday living and entertaining. The updated kitchen offers custom cabinetry, stone counters, a farmhouse sink, and stainless appliances, along with a bright, casual dining area that looks out to the property. A step-down family room adds a relaxed gathering space, while the upper level includes a spacious two-room primary suite with a private bath, offering flexibility for a sitting room, office, or retreat. With three bedrooms and two and one-half baths, the home balances charm with function. Central air, a walk-up attic for storage, an unfinished basement, detached garage, and a level yard further enhance the offering. Located in Valley Cottage within the Nyack School District, this is a home that invites both quiet mornings on the porch and easy gatherings with friends, all within a setting that feels established, comfortable, and enduring.
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.697% | 6.650% | 5.992% |
| Monthly Tax Payment | $1,547 | $1,547 | $1,547 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,767 | $3,919 | $5,149 |
| Total Monthly Payment | $5,406 | $5,558 | $6,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.