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Welcome to this sun-filled, spacious one-bedroom corner co-op in the commuter friendly Kingsbridge Heights section of the Bronx-perfectly situated directly across from the scenic Jerome Park Reservoir! This freshly painted home offers a bright and airy layout, featuring an expansive living room ideal for both relaxing and entertaining, a generously sized bedroom, and a separate dining area for added comfort. The thoughtfully updated kitchen (renovated in 2019) boasts sleek quartz countertops and stainless steel appliances, while the modernized bathroom (also renovated in 2019) adds a stylish touch. Ample closet space throughout ensures excellent storage. This well-maintained building offers convenient amenities, including a live-in superintendent, onsite laundry, storage (waitlist), and parking (waitlist). Commuters will appreciate easy access to Beeline buses #1 and #2, the #1 and #4 subway lines, and major highways including the Major Deegan Expressway (I-87) and Henry Hudson Parkway. Enjoy nearby shopping, parks, and restaurants, all within close reach. Monthly maintenance includes heat and hot water, making ownership even more affordable - potentially less than the cost of renting a one-bedroom! This is a cooperative building requiring board approval. Subletting is permitted after two years of owner occupancy (with board approval). Please note: no dogs allowed. Eligible buyers may qualify for the HomeFirst Down Payment Assistance Program, offering up to $100, 000 toward down payment or closing costs. Bring your vision and personal style to make this inviting space truly your own. Shown by appointment.
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Our Executive Mortgage Banker:
$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,200 | $135,200 | $135,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $810 | $843 | $1,114 |
| Total Monthly Payment | $885 | $918 | $1,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.