359 Central Street, #3, Franklin, NH, 03235 | $340,000

Step in from Central Street in the heart of Franklin and head up the wide staircase into a space that immediately feels different. This residence at The Lofts at Shepard Block carries its 1900 era character with maple floors and natural woodwork, while offering a layout that gives you room to think beyond the typical condo. With over 2600 sq ft, it stands out as the only unit in the building with potential to subdivide into two units, creating opportunity for multi generational living, rental income, or a true live work setup. The main kitchen is bright with an eat in area, while the rear introduces a second kitchenette with its own dining space, giving a natural dual suite feel that works for extended stays or separate living zones. As you move through, the back portion opens into large bedrooms, a sitting room, and an additional flex space that could serve as a second living area, office, studio, or future primary suite expansion. This is also where the vision can continue, with the opportunity to create rooftop access and design a private outdoor space, whether a patio or rooftop garden, a rare feature for an in town condo. The overall footprint supports adding a true primary suite with bath and walk in closet while still maintaining generous living areas. Step outside and you are within walking distance to Mill City Park, where the energy of Franklin’s revitalization is taking shape, now complemented by new apartments, restaurants, and a local brewery. Enjoy riverfront trails, seasonal ice skating at Odell Park, and nearby access to Webster Lake with public beaches and boating. With easy access to I 93 and the surrounding Lakes Region, this location balances lifestyle, flexibility, and long term upside in a setting that continues to grow.

Features

  • Parking: Deeded,Leased,Off Street,Parking Spaces 2
  • Heating: Natural Gas,Forced Air
  • Cooling: Central AC
  • Amenities: Master Insurance,Snow Removal,Trash Removal
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Complex: The Lofts at Shepard Bloc
  • Year Built: 1900
  • Approx Sq. Feet: 2,691
  • Est. Taxes: $6,349
  • Lot Desc: City Lot,Street Lights,Trail/Near Trail,In Town,Near Paths,Near Skiing,Near Hospital,Near School(s)
  • Elem. School: Paul A. Smith School
  • Middle School: Franklin Middle School
  • High School: Franklin High School
  • School District: Franklin/Hill Sch Dsct SAU #18
  • MLS#: 5084409
  • Website: https://www.raveis.com
    /prop/5084409/359centralstreet_franklin_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2026
Listing courtesy of Central Gold Key Realty   Phone: 603-729-3030
Listing Agent: Katelyn Nash

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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359 Central Street, #3, Franklin, NH, 03235

$340,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $529 $529 $529
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,631 $1,697 $2,241
Total Monthly Payment $2,235 $2,301 $2,845

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.