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A must see fully renovated ''Clean Modern Look'' condo on the second floor within the gated community of Lakes of Delay, that offer many adult activities from a clubhouse, three pools, tennis, pickleball, basketball courts and fitness center. There is a 24-hr guard at the front gate and ground security. You do not have to leave your community to enjoy various entertainment or the green market (seasonal). The unit is within walking distance of the clubhouse and near the elevator lift and stairs. Enjoy the view of the lake while sitting in your living room gazing out your oversized window. The kitchen boasts 42'' cabinets, quartz countertops, timeless subway tile to the ceiling, stainless steel appliances with a see-through fridge and freezer that makes craft ice craft ice balls. An open concept was created between the kitchen and living room, including storage, quartz countertop with bar seating and decorative shiplap. LVP flooring throughout and porcelain tile in both bathrooms. All outlets and smoke detectors have been upgraded, including some plumbing gaskets, etc. All interior doors, light fixtures, window blinds and ceiling fans (with remote) have been replaced. Brand new washer/dryer and shelving in the laundry room. The hallway pantry has been upgraded with wood shelving and both bedroom walk-in closets have been upgraded with closet organizers. New key less front door with fingerprint option.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,680 | $1,680 | $1,680 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $10 | $11 | $14 |
| Total Monthly Payment | $85 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.