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Presented by
Edna Quezada |
7 Deer Run Trail, Smithfield, RI, 02917 | $485,000
Meticulously maintained ranch with 70 feet of freshwater frontage on Sprague Lower Reservoir and direct water views that immediately set this property apart. The deck overlooks the water and gives you a beautiful, calm spot to sit, unwind, and actually enjoy the setting. Located right next to Jaswell's Farm. Hardwood floors run through much of the home, and the kitchen features granite countertops with a clean, updated feel. Central air is already in place for year-round comfort. It's not just fashion here, but function too! Many major upgrades to the home have been performed recently, including roof (2022), septic system (2021), and deck (2018). In 2022, the property was further improved with a shed, irrigation system, and a fully fenced front yard. We describe houses as "set it and forget it" a lot but this one really fits the bill! The condition here really stands out. It's the kind of home where the big work has already been handled, and the day-to-day feels easy. Basement provides plenty of storage, to boot. Water frontage, strong updates, and a home that's clearly been cared for. . . this one comes together in a way that's hard to ignore.
Features
- Amenities: Highway Access,Near Schools,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1946
- Garage: No Garage
- Heating: Forced Air,Oil
- Cooling: Central Air
- Basement: Full,Unfinished,Walk-Out Access
- Approx Sq. Feet: 1,068
- Acreage: 0.36
- Est. Taxes: $5,200
- Lot Desc: Waterfront
- Appliances: Dishwasher,Oil Water Heater
- MLS#: 1410444
- Website: https://www.raveis.com
/prop/1410444/7deerruntrail_smithfield_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Edna QuezadaLicensed Real Estate Salesperson
845.490.1296
Edna.Quezada@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7 Deer Run Trail, Smithfield, RI, 02917
$485,000
Edna Quezada
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 845.490.1296
Edna.Quezada@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,295 | $2,421 | $3,168 |
| Total Monthly Payment | $2,803 | $2,929 | $3,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB