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Presented by
Diane Beckwith Popolizio - The Popolizio Team |
Unique opportunity to renovate and create a "Home Sweet Home". Vintage home with peaceful rear yard and large deck rear Quinnipiac University, Sleeping Giant and Farming Canal Trails. Main home offers large LR with "Keeping Rm. " style FPL, wide plank floors, and bay window, Kitchen overlooking Sun Rm/Den that can be used for Dining. Main level BR and Bath. Upper level 3 additional bedrooms and half bath (low ceilings). Being offered "as is". Drainage line runs thru property under ground- possible easement being researched. Town says "city water", but house currently has Well Water in use. No knowledge of city water. Please note link about taxes: https: //connectmls. smartmls. com/hc/en-us/articles/38524100582683-Hamden-phase-in-starting-
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.0 x 15.0 | Upper | |
| Bedroom 2 | 9.5 x 14.0 | Upper | |
| Bedroom 3 | 9.5 x 12.0 | Upper | |
| Family Room | Vaulted Ceiling | 14.5 x 16.0 | Main |
| Full Bath | Main | ||
| Half Bath | Upper | ||
| Kitchen | Country | 12.0 x 15.0 | Main |
| Living Room | Fireplace,Wood Stove,Hardwood Floor,Wide Board Floor | 15.0 x 19.0 | Main |
| Primary Bedroom | 10.0 x 15.0 | Main |
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$275,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.494.7435
Diane.Popolizio@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $692 | $692 | $692 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,284 | $1,355 | $1,783 |
| Total Monthly Payment | $2,051 | $2,122 | $2,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.