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Presented by
The Rosemarie Smith Team |
Rare Opportunity | Shoreham Village Stunner on Nearly 3 Acres - There are properties that check boxes. And then there are properties that change plans. This is the one that makes buyers and investors … stop scrolling and start dreaming. Tucked into the heart of Shoreham Village, a turn-of-the-century residence stands on nearly three acres of some of the most coveted land on Long Island's North Shore. It has lived many lives. And in 2020, it was renovated and completely reimagined with exquisite craftsmanship, designer finishes, and a layout that feels as though it was designed for the way people actually live today: fluidly, generously, and without compromise. Step through the door, and the two-story entry foyer tells you immediately, this is not an ordinary home. The ground level sets the tone for flexibility. Two bedrooms anchor this floor, one with its own private exterior entrance, a detail that quietly opens the door to endless possibilities. Guests. Extended living opportunities. A professional suite. The choice is yours. Two full baths, a laundry room, and a spacious recreation area round out a level that functions beautifully on its own terms. A glass and stone-wrapped staircase, itself a work of art carries you upward to the first level, where the home opens up and exhales. Soaring ceilings. A den warmed by a fireplace that draws you in on the coldest North Shore evenings. A sun-drenched sunroom with French doors that spill out onto an expansive deck, blurring the line between inside and out. A private additional suite on this level offers a quiet retreat for guests or multi-generational family members who value both proximity and independence. And at the heart of it all, a designer gourmet kitchen with breakfast bar and premium finishes, the kind of kitchen where mornings linger and dinner parties begin before anyone sits down. Climb higher and the second level delivers three beautifully appointed bedrooms, including en-suite retreats with spa-inspired baths, walk-in closets, and two primary suites each, one with its own fireplace. This is where the day ends well. But the story doesn't stop at the front door. The property is currently in the process of being subdivided into three separate lots, and here is where it gets truly compelling. The house and each individual lot can be purchased separately. For the investor, the builder, or the buyer with vision, this is the kind of layered opportunity that simply doesn't surface on the North Shore. Acquire the full estate. Secure a premier building lot. Or let the subdivision work in your favor. The path is yours to choose. And the setting? Shoreham Village wraps it all in the lifestyle that makes the North Shore legendary. Private beach access. Clubhouse. Tennis courts. Playground and open fields. Minutes from pristine beaches, world-class golf, farm stands, vineyards, and the dining and shopping that define this stretch of Long Island. Some listings are transactions. This one is a turning point. The house. The land. The opportunity.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,840,000 | $1,840,000 | $1,840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $3,386 | $3,386 | $3,386 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,019 | $10,884 | $15,157 |
| Total Monthly Payment | $13,530 | $14,395 | $18,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.