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40 BAY SPRING PL, Palm Coast, FL, 32137 | $298,000
Under contract-accepting backup offers. Location - Location - Location! This well maintained 3 bedroom home is centrally located to shopping and medical plus, for the Nature Lover, steps away from the Graham Swamp Trail! Front entry boasts a paver patio (2022) and new leaded glass front door that opens into a spacious open floor plan with LVP throughout. Updated kitchen with Quartz counters, large single bowl undermount sink, stainless steel appliances and stylish backsplash. Walk in pantry like/laundry room combo just off the kitchen for easy access. Primary bedroom features updated en suite bathroom with skylight and walk-in shower. 2 additional bedrooms share a bathroom. Large, covered and screened lanai just off the dining area features roll down blinds and access to the beautiful fully fenced backyard which features an abundance of fruit and flowering trees. Prefer a little sun? Enjoy it on the pavered patio just off the patio. Large shed with power. Vinyl fenced back yard has double gates front and back. Packed asphalt area next to and behind the shed - perfect for boat or trailer storage. 2 car garage has built in storage shelves and overhead plastic bin holders. A/C 2016, Roof 2019, Fence 2021, IMPACT windows with transferable warranty 2021, Slider 2021, Shed 2021, Pavers 2022, Water heater 2024. No worries here, just move right in and start enjoying the good life!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 1988
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,433
- Acreage: 0.23
- Est. Taxes: $4,172
- Lot Desc: Cul-De-Sac, City Lot, Landscaped, Street Dead-End
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- MLS#: FC317854
- Days on Market: 18 days
- Website: https://www.raveis.com
/prop/FC317854/40bayspringpl_palmcoast_fl?source=qrflyer
Listing courtesy of REAL ESTATE SERVICES OF PALM COAST Phone: 386-445-1000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
40 BAY SPRING PL, Palm Coast, FL, 32137
$298,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $238,400 | $238,400 | $238,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $348 | $348 | $348 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,468 | $1,505 | $1,980 |
| Total Monthly Payment | $1,891 | $1,928 | $2,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388