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Presented by
Suzanne Walsh Team |
Nestled in the desirable Theresa Arbor community, this beautifully maintained 4-bedroom, 2. 5-bath home offers the perfect blend of comfort, functionality, and Florida-style living. With a low annual HOA of just $238, this property provides exceptional value in a prime Temple Terrace location. Step inside to discover a spacious split-bedroom floor plan designed for both everyday living and entertaining. The home features a cozy wood-burning fireplace, formal living and dining spaces, and an inviting open flow to the outdoors. The sliding glass doors off the formal living area fully open, seamlessly connecting the interior to the expansive covered and screened patio—perfect for hosting gatherings or simply enjoying the Florida lifestyle. The thoughtfully designed layout includes two bedrooms and a full bath tucked behind a pocket door, creating an ideal guest suite or private mother-in-law quarters. The outdoor living space is truly a standout, featuring a large covered and screened patio overlooking a sparkling pool, plus an additional outdoor fireplace that stays with the home. The backyard is beautifully framed with areca palms along the rear for added privacy and a tropical feel. The kitchen comes fully equipped with all appliances included—plus a bonus garage refrigerator. The TV mounted over the fireplace also conveys, making this home move-in ready. Recent updates provide peace of mind, include - main roof and A/C replaced just 4 years ago, windows installed in 2022, hot water heater in 2023, guest bathroom remodeled in 2020 and primary bathroom remodeled in 2018. New Plantation Shutters throughout the home in 2025. Conveniently located near USF, Busch Gardens, MOSI, area hospitals, and I-75, this home offers easy access to downtown Tampa and beyond. Residents also have the option to join the nearby Temple Terrace Recreation Center and Temple Terrace Golf & Country Club for additional lifestyle amenities. This is a rare opportunity to own a well-appointed pool home in one of Temple Terrace’s most established neighborhoods—schedule your private showing today! The Temple Terrace Golf and Country Club is offering a 3-month complimentary social membership to new residents of Temple Terrace.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
Sales Vice President
William Raveis Real Estate
Phone: 860.306.1927
Suzanne.Walsh@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,892 | $3,006 | $3,953 |
| Total Monthly Payment | $3,228 | $3,342 | $4,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.