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OFFERS DUE MONDAY 4/27 by 8 AM!Welcome to this lovely cottage-style home in the desirable Ocean Grove neighborhood of Swansea! Just steps from the Cole River with year-round water views, this location cannot be beat. The 1st floor features a sun-drenched four-season room with custom built-in shelving, a cozy open concept living room with warm wood ceilings, stunning stone hearth, and wood-burning fireplace, along with a dining room, 1/2 bath, and kitchen with stainless steel appliances. A second sunroom off the back opens directly to the backyard, offering great additional space to relax or entertain. The second floor features 3 bedrooms and a full bath. The backyard is quiet, private, and fully fenced-perfect for outdoor entertaining, relaxing, and enjoying warm summer nights that are just around the corner. An oversized detached garage offers plenty of space for parking, storage, or a workshop. This one will not last!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Dining Room | Flooring - Hardwood | First |
| Kitchen | Flooring - Stone/Ceramic Tile, Stainless Steel Appliances | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Closet, Flooring - Hardwood, Window(s) - Picture | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,200 | $335,200 | $335,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,008 | $2,091 | $2,737 |
| Total Monthly Payment | $2,447 | $2,530 | $3,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.