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Expanded Cape in Prospect Hill - Ideal Location Near Yale & Albertus Magnus This expanded Cape-style home in Prospect Hill offers a spacious, family-friendly floor plan in one of New Haven's most convenient locations, and is located in the sought-after Spring Glen Elementary School district. The main level features a large eat-in kitchen, formal dining room, and a generous living room, creating a great flow for everyday living and entertaining. A practical mudroom with laundry and backyard access, along with a half bath, adds functionality. The main-level primary suite is a standout, offering excellent space and sliders leading to a private deck. Upstairs, you'll find three additional bedrooms and a full bath, providing flexibility for family, guests, or home office needs. The partially finished lower level expands the living space and includes another full bath along with ample storage. Recent updates include updated electrical, a gas furnace, hot water heater, and a roof approximately 6 years old. Located across from Albertus Magnus College, and just minutes to Yale University, this home also offers easy access to the Blue Line shuttle (about 1. 5 blocks away)-making commuting downtown simple whether by foot, bike, or transit. A rare opportunity to own a well-sized home in a highly desirable, walkable neighborhood. Please note the seller Can remove the second-floor kitchen upon request, at Sellers expense, prior to appraisal or closing. The space would be restored to a clean, finished condition.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 19.0 | Upper |
| Bedroom 2 | Hardwood Floor | 9.0 x 13.0 | Upper |
| Bedroom 3 | Hardwood Floor | 9.0 x 10.0 | Upper |
| Den | 11.0 x 14.0 | Lower | |
| Dining Room | Hardwood Floor | 11.0 x 13.0 | Main |
| Half Bath | Main | ||
| Kitchen | Eating Space,Tile Floor | 11.0 x 18.0 | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | 14.0 x 23.0 | Main |
| Other | Laundry Hookup,Tile Floor | 8.0 x 12.0 | Main |
| Primary BR Suite | Remodeled,Bedroom Suite,Full Bath,Sliders | 12.0 x 13.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $860 | $860 | $860 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,084 | $2,171 | $2,842 |
| Total Monthly Payment | $3,019 | $3,106 | $3,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.