727 LAZIO CIRCLE, Debary, FL, 32713 | $393,000

Welcome to your nearly-new sanctuary in the heart of DeBary, where small-town charm meets explosive modern growth. Built just two years ago in the highly coveted, gated community of Riviera Bella, this contemporary gem offers the perfect balance of "new construction" peace of mind without the dust of a construction zone.

Step into a bright, open-concept floor plan designed for the way we live today. Every corner of this home feels pristine and meticulously maintained, especially with a fresh coat of paint throughout the interior! The home features 4 spacious bedrooms and 2 full bathrooms, high ceilings, plenty of energy-efficient windows for natural light, and stylish finishes throughout. Situated on a prime, secluded lot within the community, you can enjoy ultimate serenity with no front or rear neighbors: enjoy an unobstructed view and a sense of openness from your front porch or backyard. Tucked away from the main thoroughfares, this location ensures minimal traffic and a tranquil atmosphere.

Riviera Bella is a premier lifestyle destination. Residents enjoy exclusive access to a private boat ramp on the St. Johns River, a resort-style pool, a high-end fitness center, a clubhouse, and scenic walking trails. You also are minutes away from the highly anticipated DeBary Main Street, a vibrant hub of new restaurants, retail boutiques, and "live-work" spaces currently coming to life. Located just a stone’s throw from the DeBary SunRail station, you can skip the I-4 traffic and enjoy a stress-free ride to Lake Mary, Winter Park, or Downtown Orlando. Known as the "Trail Capital, " DeBary offers direct access to the Spring-to-Spring Trail and the Black Bear Wilderness Area. Whether it’s kayaking at Gemini Springs or spotting manatees at Blue Spring State Park, adventure is always on the weekend agenda. This specific pocket of DeBary is booming for a reason. With "A" rated elementary schools and a community vibe that encourages golf-cart rides to the local park, it’s the ideal spot for young professionals and growing families alike. This turn-key home is ready for its next chapter—schedule your private tour today!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,836
  • Acreage: 0.13
  • Est. Taxes: $492
  • HOA Fee: $113 Monthly
  • Lot Desc: Level
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6396798
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/O6396798/727laziocircle_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 9:17:07 PM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

727 LAZIO CIRCLE, Debary, FL, 32713

$393,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $314,400 $314,400 $314,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $41 $41 $41
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,885 $1,961 $2,590
Total Monthly Payment $2,001 $2,077 $2,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.