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An exceptional opportunity awaits at 514 Dewey St, West Springfield, MA, United States. This single-family residence, built in 1952, presents a compelling prospect, positioning itself as a great investment property and an inviting canvas for handy homeowners eager to infuse their personal vision. Imagine evenings spent in the comfortable living room, where the inviting glow and warmth of the fireplace create a serene atmosphere, perfect for quiet reflection or engaging conversation. The kitchen, a space designed for culinary exploration, features stylish shaker cabinets, offering both aesthetic appeal and practical storage for all your kitchen essentials. Within the single full bathroom, convenience is paramount with a refreshing walk-in shower, a thoughtful inclusion for ease and comfort. Beyond these well-appointed spaces, this property offers three versatile bedrooms. SALE IS SUBJECT TO THIRD PARTY APPROVALPROPERTY IS CURRENTLY OCCUPIED, DO NOT DISTURB. . . , DRIVE BY ONLY!!!!
| Type | Description |
|---|---|
| Bedroom 2 | Flooring - Hardwood |
| Bedroom 3 | Flooring - Hardwood |
| Dining Room | Flooring - Hardwood |
| Kitchen | Flooring - Vinyl |
| Living Room | Flooring - Hardwood |
| Master Bedroom | Flooring - Hardwood |
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $346 | $346 | $346 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,050 | $1,094 | $1,459 |
| Total Monthly Payment | $1,471 | $1,515 | $1,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.