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Pride of ownership shines throughout this sun-filled, one-owner Colonial, ideally set in Torrington's desirable east side on a loop street. From the moment you arrive, the meticulous grounds, classic stone walls, & inviting curb appeal set the tone for what's inside. This exceptionally well-maintained home feels bright, fresh, & truly move-in ready. Step into a welcoming tiled foyer that opens to a spacious dining room featuring a fireplace with custom mantel, picture molding, crown molding, & gleaming hardwood floors-perfect for everyday living or hosting. Just off the foyer, a private home office with built-ins &hardwood flooring offers the ideal work-from-home setup. The updated kitchen is a standout, complete with granite countertops, LG stainless steel appliances, tiled backsplash, & a sunny bay window dining area. It flows seamlessly into the impressive family room, where cathedral ceilings, exposed wood beam, skylights, & hardwood floors create a warm & inviting space to gather, highlighted by a fully functional gas log fireplace. An updated half bath with granite finishes completes the main level. Upstairs, you'll find 3 comfortable bedrooms, including a primary suite with walk-in closet. The second bedroom features custom built-in shelving, & the remodeled full bath showcases granite countertops & updated tile above & around the tub. The finished lower level adds valuable living space, ideal for a rec room, game room, or home gym, along with a workshop, laundry room & utility area. Step outside to your own private retreat-lush, thoughtfully maintained grounds with raised garden beds, patio space, a 12x12 shed, and timeless stone walls create a peaceful outdoor setting. Additional highlights include smooth, high-quality plaster walls and ceilings for a refined finish, natural gas heat, public water and sewer, central air, central vacuum, and an attached two-car garage with epoxy flooring and convenient access to the backyard. Recent updates include a 2024 driveway, 2025 garage roof, 2024 refaced kitchen cabinets, 2022 luxury vinyl plank flooring in all bedrooms, central air and hot water heater approximately 6 years old, and Harvey windows approximately 15 years old. A truly special home that has been lovingly cared for-ready to welcome its next owners. A Dream Home! (Some sites have the wrong tax amount - Torrington has a tax phase in - the sellers tax amount for the past year was $7585.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.0 x 15.0 | Upper | |
| Bedroom 2 | 11.0 x 15.0 | Upper | |
| Dining Room | Fireplace,Hardwood Floor | 12.0 x 14.0 | Main |
| Eat-In Kitchen | Bay/Bow Window,Granite Counters,Eating Space,Island,Tile Floor | 12.0 x 16.0 | Main |
| Family Room | Skylight,Cathedral Ceiling,Beams,Gas Log Fireplace,Hardwood Floor | 16.0 x 17.0 | Main |
| Full Bath | Remodeled,Granite Counters,Tub w/Shower | Upper | |
| Half Bath | Granite Counters,Tile Floor | Main | |
| Office | Book Shelves,Built-Ins,Hardwood Floor | 12.0 x 15.0 | Main |
| Other | Breakfast Nook | 12.0 x 13.0 | Main |
| Primary Bedroom | Walk-In Closet | 12.0 x 17.0 | Upper |
| Rec/Play Room | Wall/Wall Carpet | 22.0 x 29.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $632 | $632 | $632 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,121 | $2,776 |
| Total Monthly Payment | $2,743 | $2,828 | $3,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.