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Welcome to effortless one-level living in the sought-after Beckley Farms 55+ community. This stunning 1, 973 sq. ft. Cape-style home, just 13 years young, offers the perfect blend of comfort, quality, and natural beauty - nestled in a serene, wooded setting that feels like a private retreat. From the moment you step inside, soaring 9-foot ceilings and an abundance of natural light from oversized windows create an airy, open atmosphere. Rich hardwood floors flow throughout the main level, where a gracious living and dining room set the tone for easy entertaining. The heart of the home is a beautifully appointed kitchen featuring granite countertops, stainless steel appliances, and an open overlook to the great room - perfect for hosting or simply enjoying everyday life. A gas fireplace anchors the great room, while a sliding door leads to a trex deck overlooking the peaceful wooded backdrop. The flexible main-floor bedroom doubles as a stylish home office - ideal for today's lifestyle. Upstairs, a dramatic loft with two closets overlooks the main living area below, adding architectural interest and versatile space. The spacious primary suite features brand-new carpet, a large walk-in closet, and a luxurious en-suite bath with double sinks. A third guest suite with wall-to-wall carpet, its own full bath, and walk-in closet ensures every visitor feels right at home. Additional highlights include $10, 000 in builder upgrades, a 2-car garage.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,French Doors,Hardwood Floor | Main |
| Bedroom 2 | Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
| Dining Room | Hardwood Floor | Main |
| Full Bath | 9 ft+ Ceilings,Granite Counters,Double-Sink,Full Bath,Stone Floor,Tile Floor | Main |
| Full Bath | Granite Counters,Tile Floor | Upper |
| Half Bath | Tile Floor | Main |
| Kitchen | 9 ft+ Ceilings,Granite Counters,Island,Hardwood Floor | Main |
| Living Room | 9 ft+ Ceilings,Vaulted Ceiling,Ceiling Fan,Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | Main |
| Loft | Interior Balcony,Walk-In Closet,Hardwood Floor | Upper |
| Primary Bedroom | 9 ft+ Ceilings,Bedroom Suite,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $713 | $713 | $713 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,474 | $2,576 | $3,436 |
| Total Monthly Payment | $3,279 | $3,381 | $4,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.