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Welcome to this beautifully updated home located in Punta Gorda! This property offers a perfect blend of upgrades and comfortable living. Featuring a newer HVAC system (2022), Roof 2023, water heater (2016), and impact windows throughout, this home provides both efficiency and peace of mind. Enjoy the benefits of recent renovations, including all new electrical and appliances, as well as a whole-house water filtration system. The spacious layout extends to a relaxing patio and lanai, ideal for enjoying Florida's outdoor lifestyle year-round. Situated in a no flood zone, this home adds an extra layer of value and convenience. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this move-in-ready property is a must-see! PICTURES SOON! ¡Bienvenido a esta hermosa propiedad ubicada en Punta Gorda! Esta vivienda ofrece una combinación perfecta de renovaciones y comodidad. Cuenta con sistema de aire acondicionado (HVAC) del 2022, Techo reemplazado en el 2023, calentador de agua del 2016 y ventanas de impacto en toda la propiedad, brindando eficiencia y tranquilidad. Disfrute de las renovaciones recientes, incluyendo sistema eléctrico completamente nuevo, electrodomésticos nuevos y un sistema de filtración de agua para toda la casa. El diseño espacioso se extiende hacia un patio y lanai ideales para disfrutar del estilo de vida al aire libre de Florida durante todo el año. Ubicada en una zona que no se innunda (no flood zone), esta propiedad ofrece un valor y conveniencia adicionales. Ya sea que busque una residencia principal, una casa de vacaciones o una oportunidad de inversión, esta propiedad lista para mudarse es una excelente opción. Las fotos vienen pronto!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,478 | $1,517 | $1,993 |
| Total Monthly Payment | $1,838 | $1,877 | $2,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.