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Celestina Home with Preserve Views, 3-Car Garage, First-Floor Owner's Suite, and $5, 000 Buyer Incentive.
Summary:
Beautiful two-story home with preserve views in 24/7 guard-gated community of Celestina. Built in 2016, this fully fenced 4-bedroom, 2. 5-bath home offers approximately 3, 193 square feet, a 3-car garage with paved driveway, first-floor owner's suite, loft, and bonus/theater room, with designer finishes. Seller offering $5, 000 credit toward closing costs, rate buy-down, or updates with acceptable offer.
Description:
Inside, the home offers upgraded flooring, a functional open layout, and valuable built-in storage upgrades in the pantry, laundry room, and primary bedroom closet. The chef's kitchen features 42-inch raised-panel espresso cabinetry, dual ovens, stainless steel appliances, granite countertops, a center island with breakfast bar, and a butler's pantry and walk-in pantry.
The first-floor owner's suite provides a spacious retreat and includes a resort-style soaking tub. Upstairs, the loft and bonus/theater room offer flexible space for work, media, play, or guests.
Celestina residents enjoy access to a luxury amenities center with a pool and gym, along with convenient access to top-rated St. Johns County schools, shopping, dining, and major commuter routes.
Seller is offering a $5, 000 credit that may be used toward closing costs, a rate buy-down, or updates with acceptable offer terms.
FEATURE HIGHLIGHTS:
" 48 Lacaille Ave, St. Johns, FL 32259: Built in 2016
" Celestina Guard Gated Community
" Approximately 3, 193 square feet
" 4 bedrooms
" 2. 5 bathrooms
" Two-story layout
" Paved expanded driveway and Lanai
" Preserve-backed lot / preserve views
" Formal dining room
" Loft
" Bonus/theater room
" 3-car garage
" First-floor owner's suite
" Resort-style soaking tub
" Upgraded flooring
" Chef's kitchen with Dual Oven
" 42-inch raised-panel espresso cabinets
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Our Executive Mortgage Banker:
Our Insurance Division:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $528,000 | $528,000 | $528,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,208 | $3,334 | $4,385 |
| Total Monthly Payment | $3,300 | $3,426 | $4,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.