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Welcome to a rare find in Palm Bay! This brand-new 4BR/3BA home with a 3-car garage is set on a quiet street with city water & sewer and NO HOA. A standout feature is the private-entry attached apartment—complete with bedroom, living area, and full bath—perfect for multi-generational living, guests, or a home office, with potential to offset expenses. Inside, enjoy our Loft Look designer kitchen with 42" white cabinets, quartz countertops and oversized island, plank tile flooring throughout, impact windows, and a three car garage. Open-concept living flows to an extended paver stone patio for outdoor enjoyment. A unique blend of flexibility, style, and value—don't miss it! (*Buyer to verify use options. ) Rare Opportunity in Palm Bay — This brand-new, thoughtfully designed home offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage—but what truly sets it apart is a feature you simply won't find elsewhere: A Private, Attached Apartment with Its Own Entrance. We call it the Extra Suite Plus. This fully integrated multi-generational suite lives like a true apartment—complete with its own bedroom, living area, full bathroom and private entrance—offering a level of versatility that is exceptionally rare in the Palm Bay market. Whether you're hosting extended family, creating a dedicated work-from-home retreat, or setting up a comfortable space for long-term guests, this layout delivers extra flexibility and extra independence. There is also potential for supplemental income or offsetting living expenses, making this a smart and forward-thinking investment opportunity. * * See Sales Consultant for details. Inside the main home, you'll find a bright, open-concept layout designed for both everyday living and entertaining. Features include: Seamless, wood-look plank tile flooring throughout for a clean, modern look; Our signature Loft Look with designer kitchen including 42" white cabinetry with hardware and soft close doors, elegant quartz countertops, oversized island, pendant lights; And Stainless Steel GE appliances including refrigerator; This home also features: City Water and City Sewer - no septic or well care and maintenance Impact windows for security, storm protection, and energy efficiency A 3-car garage providing exceptional storage and flexibility An extended paver patio ideal for outdoor living and entertaining With NO HOA, you'll have no added restrictions or monthly costs. Homes offering a true private-entry apartment are incredibly limited—making this a standout opportunity. This is more than just a home—it's flexibility, functionality, and long-term value all in one. Schedule your appointment today. *Buyer to verify all use and rental possibilities based on local regulations.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,996 | $359,996 | $359,996 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $53 | $53 | $53 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,989 |
| Total Monthly Payment | $2,284 | $2,401 | $3,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.