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Investors and those with vision take note of this fixer upper! This classic home offers just under 2, 000 square feet with a flexible layout and standout built-in character. Hardwood floors run through most of the home and are in good shape, setting the stage for a rewarding refresh. The main level includes a bedroom and full bathroom-perfect for a home office, guest space, or convenient first-floor option. The large living room is anchored by a fireplace flanked by built-in bookcases, and the built-ins continue into the den adjacent to the kitchen. With the den beside it, there's potential to rework the footprint and expand the kitchen for improved flow. A dining room sits directly off the kitchen and leads to the front porch-ideal for easy indoor-outdoor transitions. Upstairs, you'll find three additional bedrooms and a second full bathroom. The primary is generously sized and connects to a utility room with a sink-an interesting bonus area that could be converted into an en-suite. A second set of stairs leading toward the back of the home adds extra flexibility and access. Outside, the backyard is expansive and private with plenty of room to create your ideal outdoor space. Conveniently located about a minute to the highway and just a few more minutes to shopping, medical services, and the town center. This home needs TLC, including roof, windows, siding, kitchen, paint, and more, and **will not qualify for FHA financing*. All Offers due by noon April 22nd owner has never lived in the home. Cash or reno loan.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 12.5 | Main |
| Bedroom 2 | Hardwood Floor | 20.0 x 11.0 | Upper |
| Bedroom 3 | Hardwood Floor | 20.0 x 11.0 | Upper |
| Den | Hardwood Floor | 11.0 x 12.7 | Main |
| Dining Room | Hardwood Floor | 12.0 x 13.0 | Main |
| Kitchen | 12.4 x 10.6 | Main | |
| Living Room | Gas Log Fireplace,Hardwood Floor | 14.0 x 29.0 | Main |
| Other | Wet Bar | 8.6 x 10.1 | Upper |
| Primary Bedroom | 10.0 x 25.0 | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $462 | $462 | $462 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,438 | $1,497 | $1,976 |
| Total Monthly Payment | $1,975 | $2,034 | $2,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.