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Clean, updated 2-bedroom apartment in a beautiful brick 4-family on Vassar Street, adjacent to the Cunneen-Hackett Arts Center and just one block from Main Street, Civic Center Plaza, and Zeus Brewing Company. This spacious unit features a private back entrance, a large kitchen with dining area, a living room with built-in shelving, recessed lighting and a private patio, two bedrooms (the second with a rear door to the basement), and radiant natural gas floor heat. Coin-operated laundry is located in the basement and is shared with the other three units. Private off-street parking on a quiet street with potential for extra garage storage. Tenants pay for natural gas (heat and hot water via Central Hudson) and separately metered electricity. No dogs. Online application with credit and background screening required; security deposit equals one month’s rent. Available September 1st.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,150
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,720 | $1,720 | $1,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $10 | $11 | $14 |
| Total Monthly Payment | $85 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.