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PRICE REDUCED BY 20K!! Spectacular views of both Tampa Bay and Cove Cay Golf Course from your living room, bedroom and sunroom! Welcome to this spacious 1-bedroom, 1. 5-bath condo in the highly desirable golf community of Cove Cay. One of the few units with water views from both sides, this home features an east-facing sunroom and bedroom for breathtaking sunrises, along with a west-facing entry to enjoy evening sunsets. Take in expansive Tampa Bay views stretching toward downtown Tampa and enjoy views of multiple city fireworks displays on July 4th and New Year’s Eve. The open-concept kitchen features a large granite countertop and breakfast bar, ideal for entertaining. Recent updates include a new A/C (2025), water heater (2021), washer and dryer (2024), stove (2026), remote-controlled blinds in the living room and sunroom (2022), and hurricane-impact windows. Milestone inspections have been completed. Your own private laundry and storage room across the hall, along with additional interior storage, adds convenience and functionality. Residents of Cove Cay enjoy a gated community with 24-hour security and access to a renovated recreation center featuring a fitness center, pool, spa, shuffleboard, and clubhouse with conference room/library, kitchen, dinning area and pool table. The HOA fees cover many amenities including cable TV, internet, water, sewer, and trash, providing added value and convenience. Cove Cay offers a resort-style lifestyle with an on-site golf course, pro shop, marina, and dining options including Bayview Grill and AJ’s Dockside Bar & Grill. The marina includes boat slips, kayak and watercraft rentals, and access to Freedom Boat Club. Ideally located in central Pinellas County, just approximately 0. 2 miles to Bayview Grill, 10 minutes to St. Pete–Clearwater International Airport, 25 minutes to Tampa International Airport, and a short drive to the Gulf beaches. No age restrictions make this an excellent opportunity for full-time residents, seasonal use, or investment.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $182 | $182 | $182 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $858 | $904 | $1,180 |
| Total Monthly Payment | $1,115 | $1,161 | $1,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.