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A Homesteader's Dream-Coming Soon! ** Additional square footage in the finished basement totaling ~1600 sq. ft. ** Move-in-ready 3-bedroom ranch (plus bonus family room and bedroom with walk in closet in the basement) set on a quiet cul-de-sac just minutes from Rt. 395 and the MA border-offering easy commuting with a peaceful country feel. Perfect for a homesteading lifestyle, this property features garden beds, established perennials, mature sugar maples ready for tapping, a large custom chicken coop with enclosed run, and a fenced livestock area. Tall pines create a private, wooded backyard-all on just over a half acre in Thompson's Residential Rural Agricultural District. Recent updates include a newer roof, well pump, re-fracked well and new water heater. Main floor holds all 3 bedrooms and a full updated bathroom. The eat-in kitchen has been updated with oak cabinetry, new countertops, backsplash, and stainless appliances, with open concept into the living space and dining. The mostly finished lower level adds a large family room, bonus room with walk-in-style closet, new flooring, and walk-out access to the backyard. The home also offers a new front and back porches, front walkway, and a 24' above-ground pool (2024). Additional features include a fire pit area, storage shed, playhouse, and a crushed stone driveway.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $291 | $291 | $291 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,867 | $1,970 | $2,593 |
| Total Monthly Payment | $2,233 | $2,336 | $2,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.