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Step into this beautifully updated, incredibly cozy home tucked just minutes from downtown St. Johnsbury. From the moment you walk in, you feel it. . . warmth, comfort, and a space that truly feels like home. The main level offers an easy, functional layout with a bright and inviting living room centered around a classic fireplace, a clean and updated kitchen with breakfast bar, and a dining area perfect for everyday living or gathering with friends and family. Two bedrooms and a fully renovated bathroom complete the upstairs, where thoughtful updates like fresh paint and new lighting bring a clean, modern feel while still keeping the home’s character intact. Downstairs, the versatility really shines. With its own kitchen, bathroom, living space, and separate electrical, the lower level offers incredible flexibility - ideal for extended family, guests, or potential duplex style use. Outside, enjoy the peaceful setting from the wrap-around porch, now enhanced with removable privacy panels for added comfort. The yard offers just the right mix of open space and natural surroundings, creating a quiet retreat while still being conveniently located. Major updates have already been taken care of, including a new boiler, electrical improvements, interior and exterior paint, a full upstairs bathroom renovation, and a drilled well filtration system giving you peace of mind and move-in-ready ease. Whether you’re looking for a single-family home with extra space or a property with income or multi-generational potential, this one offers a rare combination of comfort, updates, and flexibility. Come see it for yourself - you’ll feel right at home.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/25/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $380 | $380 | $380 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,629 | $1,696 | $2,263 |
| Total Monthly Payment | $2,084 | $2,151 | $2,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.