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Better than new. This very lightly lived in 2 year young home is upgraded & ready for immediate occupancy. Avoid the hassles of new construction: no waiting/delays, no landscaping to finish, etc - just move right in. Set on a quiet cul-de-sac in desirable western Cranston this custom built home features a welcoming covered wrap around front porch, grand foyer flooded with natural light & custom woodwork, an open concept chef's stone/stainless kitchen w/massive island - perfect for entertaining & everyday living. The fireplaced family room & casual dining area further expand your open concept gathering space. Flanked by a custom mudroom from garage & a practical walk-in pantry: creating a very functional home layout. The first floor is further complimented by formal dining with trayed ceiling, formal living/library/study and a tiled powder room. The second floor offers your spacious primary ensuite with vaulted ceilings, spa like primary bath w/soaking tub & double vanity, two walk-in closets and an ideal bonus/flex room perfect for many uses such as nursery, exercise, home office or a perfect changing room. Your 3 other bedrooms, another full bath & 2nd floor laundry room complete this level. The walkout lower level is ready to be finished for additional living space and includes a slider, full sized windows (can add a 3rd) & rough plumbing in place for another bathroom. All set on a lush fenced lot with irrigation & whole home natural gas generator. Just add a pool & cabana!
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$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $956,000 | $956,000 | $956,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,076 | $1,076 | $1,076 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,353 | $5,809 | $8,003 |
| Total Monthly Payment | $6,554 | $7,010 | $9,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.