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Under contract-accepting backup offers. Motivated sellers with a HUGE PRICE REDUCTION! Welcome to 774 Lancer Circle, a beautifully maintained home located on an oversized corner lot in a sought-after lakefront community on Starke Lake. This spacious home offers an open floor plan with soaring ceilings and a desirable split-bedroom design for added comfort and privacy. Recent updates include a roof installed in 2018, new A/C systems in 2024, a new electrical panel in 2025, and energy-saving solar panels for lower utility costs. The home features a large den that could easily be converted into a fifth bedroom, providing flexible space for a home office, playroom, or guest suite. The generously sized primary suite includes dual closets and a spacious bath with dual vanities. A third bathroom offers direct access to the patio, making it ideal for future pool plans. Enjoy year-round outdoor living on the large screened patio, while elegant French entry doors create a warm and inviting first impression. Residents of this lakefront community enjoy access to a fishing pier, playground, and beautiful views of Starke Lake. Conveniently located near shopping, dining, recreation, major highways, airports, and Central Florida attractions.
Schedule your private showing today and see all this exceptional home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,965 |
| Total Monthly Payment | $2,568 | $2,685 | $3,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.