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Experience the coastal lifestyle in this exquisitely upgraded waterfront residence, ideally positioned within the highly sought-after Harbor Isles community. Offering direct Gulf access with no bridges, this exceptional property is a boater’s dream -navigation from your private dock to open waters in just minutes. Currently configured as a spacious 3-bedroom, 3-bath home, this residence offers the flexibility to easily function as a 4-bedroom layout, making it ideal for hosting guests or maximizing investment potential. From the moment you enter, you’re greeted by an abundance of natural light and sweeping, unobstructed views of Millers Bayou. This home is far removed from typical canal homes. Here, you’ll enjoy expansive, tranquil waterfront vistas that create a sense of privacy and serenity rarely found. The interior showcases refined finishes throughout, including wood-look tile flooring and a designer kitchen featuring stone countertops, stainless steel appliances, a marble backsplash, and an oversized island with bar seating—perfect for both everyday living and entertaining. The open-concept design seamlessly connects the kitchen, dining, and living areas, all thoughtfully oriented to capture breathtaking water and sunset views. A striking beam-accented ceiling adds architectural character to the main living space.
A stunning bonus room lined with wall-to-wall windows is currently utilized as a luxurious primary suite, offering a front-row seat to peaceful sunrises over the water. Two additional bedrooms feature private en-suite baths, a rare and desirable feature that enhances both comfort and functionality. Step outside to your private resort-style oasis, where a beautifully designed paver patio, tiki hut, and firepit area overlook the sparkling pool and scenic bayou. Whether enjoying morning coffee as boats drift by or unwinding with vibrant Gulf Coast sunsets, this outdoor space is designed to impress and inspire. Additional highlights include a newer roof, AC system, tankless water heater, updated electrical panel, and plumbing as well as an indoor laundry area for added convenience. Your private dock with built-in bench seating invites fishing, boating, or simply relaxing by the water. From here, cruise effortlessly to the Gulf or explore nearby destinations like Anclote Island, known for its pristine beaches and turquoise waters. Waterfront dining is just minutes away by boat or golf cart with popular destinations such as Hooters, Whiskey Joe’s, and Catches all within easy reach. Harbor Isles is a charming, golf cart-friendly waterfront community featuring a picturesque park with fountain, walking paths, and green space just across the street. Conveniently located near shopping, dining, entertainment, and major routes for access to the greater Tampa Bay area, this home offers both luxury and lifestyle. Whether you’re seeking a full-time residence, vacation retreat, or income-producing property, this remarkable waterfront home delivers the very best of Florida living with endless possibilities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $882 | $882 | $882 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,454 | $3,842 | $4,982 |
| Total Monthly Payment | $4,428 | $4,816 | $5,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.