|
Welcome to this 2023 built Osprey II floor plan by RBI Homes located in the sought after Pine Lakes area of Palm Coast. This block construction home offers modern design, functional living space, and desirable features buyers are searching for.
Step inside to an open concept floor plan featuring a spacious living area that flows into a designer kitchen with a stunning 12 foot island, quartz countertops, stainless steel appliances, soft close cabinets and drawers, and a hidden walk in pantry. The large island provides plenty of seating and is perfect for entertaining, meal prep, and everyday living.
The layout offers a split bedroom design for added privacy, including a guest en suite bedroom ideal for visitors or multi generational living. The primary suite is positioned for comfort and convenience with easy access to the main living areas.
Enjoy true Florida living with an oversized screened lanai overlooking a fully fenced backyard with plenty of space to add your dream pool. A dedicated exterior door to the bathroom provides easy access for future pool use, making outdoor living even more functional.
Additional features include a circular driveway for extra parking, EV charger, indoor laundry room, energy efficient construction, and modern finishes throughout.
Conveniently located near shopping, dining, schools, and just a short drive to Flagler Beach, this move in ready Palm Coast home offers the space, layout, and features that make it stand out.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,310 | $2,369 | $3,116 |
| Total Monthly Payment | $2,684 | $2,743 | $3,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.