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Under contract-accepting backup offers. Welcome to your new spacious home in Clearwater with a 2025 roof and all impact windows throught, high and dry and has never flooded. This beautifully updated solid block home blends classic Florida charm with modern upgrades, offering over 1, 400 square feet of comfortable living space designed for everyday enjoyment. Featuring 3 spacious bedrooms, 2 full bathrooms, and a desirable split floor plan, the layout provides both privacy and functionality—perfect for families, guests, or a home office setup. The primary bedroom serves as a true retreat with its own bathroom and a walk-in closet for added convenience and storage. Recent improvements include a brand-new roof (2025), fresh interior and exterior paint, new luxury high end vinyl plank flooring throughout, and all hurricane impact windows—providing peace of mind, improved energy efficiency, and potential insurance savings. From the moment you arrive, the home’s inviting curb appeal and lush landscaping make a great first impression, while the oversized driveway and large two-car garage offer ample parking and storage. Inside, you’ll find a bright and welcoming layout filled with natural light. The kitchen sits at the heart of the home, featuring abundant cabinetry, generous counter space, and plenty of windows that make cooking and entertaining a pleasure. The additional bedrooms are generously sized, offering comfortable spaces for rest and relaxation, while both full bathrooms have been thoughtfully updated to suit modern living. Step outside to enjoy a spacious backyard with plenty of room for entertaining, gardening, or simply unwinding in your own private retreat. The oversized screened lanai extends your living space and is perfect for outdoor dining, weekend gatherings, or quiet mornings with coffee while enjoying Florida’s sunshine and breezes. A newly installed irrigation system with a separate water meter helps keep the lawn lush while reducing utility costs. Best of all, this home sits high and dry in a non-flood zone, eliminating the need for flood insurance and adding long-term value. Conveniently located just minutes from Honeymoon Island, Clearwater Beach, and a wide variety of shopping, dining, and entertainment options, this home offers the perfect blend of comfort, convenience, and the Florida lifestyle. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, 1531 Picardy Circle is move-in ready and ready to be enjoyed. Don’t miss your chance—schedule your private showing today! The home was not impacted by any storms in recent years.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $510 | $510 | $510 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,038 | $2,121 | $2,776 |
| Total Monthly Payment | $2,623 | $2,706 | $3,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.